If the answer is yes, you should check out Fundable. It's an interesting concept where all you have to do is get a group of people to pledge a minimum amount of money towards your cause/event/gift. When the goal is met, only then are the funds withdrawn from your PayPal-tied accounts. The service charges a modest 5% commission. So, from my calculations, if you budget to receive approximately 10% more than your actual goal, you should be golden.
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